ELA Micro
Women in micro & informal business
Grow your business confidently with ELA
CO-OP BANK · WOMEN BANKING
ELA is a complete financial system built around a woman's world — her business, her career, her wealth, her growth.
WHY ELA
We recognize that a woman's economy is always active and always moving — from her home to her business to her community, her financial world is constantly in motion.
Affordable loans, minimal collateral, fast digital approvals, repayments aligned to her cashflow.
Mobile & USSD banking, savings, insurance and investments in one seamless platform.
Personalized advisory, networking, mentorship, training and wellness programs.
FIND YOUR ELA
Wherever you are in your journey, there's an ELA designed for you.
Women in micro & informal business
Grow your business confidently with ELA
Women scaling growing small businesses
Your business is growing — your banking should grow with you
Established women-led enterprises
Lead boldly. Expand confidently. Build lasting wealth
Professional & salaried women
Balance life, career and wealth — effortlessly
Affluent women & women leaders
Build your legacy with confidence
BENEFITS
Biashara, asset, mortgage, payslip, chama & mobile loans with flexible repayment.
Goal savings, Hekima/Call/Fixed deposits, MMF, T-bills & bonds, digital stock trading.
Mobile & USSD *667#, Co-op Till, Paybill 400200, Pay-by-Link, QR, internet & app banking.
Micro-insurance, medical, life, motor, asset & last-expense cover, premium financing.
Financial literacy, tax/legal advisory, networking, mentorship & wellness programs.
PRODUCT DETAILS
A simple, accessible and empowering financial solution for women running micro and informal businesses — supporting everyday business and personal needs through affordable credit, digital banking, savings, insurance and training.
Grow your business confidently with ELA.
Eligibility
Age 18–75 · Business Account with Co-op Bank · Kenyan citizen
A growth-focused banking solution for women managing growing small businesses — financing, digital transaction tools, investments, insurance and training to scale efficiently and profitably.
Your business is growing — your banking should grow with you. Choose ELA.
Eligibility
Age 18–75 · Business Account with Co-op Bank · Kenyan citizen
A premium proposition for established women-led businesses seeking expansion, operational efficiency and wealth creation — financing, investment advisory, transaction banking and networking to scale strategically and unlock long-term prosperity.
Lead boldly. Expand confidently. Build lasting wealth with ELA.
Eligibility
Age 18–75 · Business Account with Co-op Bank · Kenyan citizen
A financial-wellness proposition for professional women seeking convenience, security and wealth-building — smart borrowing, digital savings, investments, insurance and training to manage life, family and ambition with confidence.
Balance life, career and wealth effortlessly with ELA.
Eligibility
Age 18–60 · Salary Account with Co-op Bank · Kenyan citizen
An exclusive proposition for affluent women seeking sophisticated wealth management, premium lifestyle banking and legacy-building — personalized banking, strategic investments, tailored lending and exclusive networking to preserve, grow and transfer wealth.
Build your legacy with confidence through ELA — where influence, wealth and ambition meet.
Eligibility
Age 18–75 · Business Account with Co-op Bank · Kenyan citizen
FAQ
ELA is an inclusive bank offering for women across all regions and sectors of the industry.
Savings accounts, investment solutions, transaction solutions, borrowing/loans, insurance solutions and non-financial support solutions.
Women individuals, women professionals, women in business and women groups.
ELA provides a full range of financial services designed to meet women's needs at every stage of life and business:
Open a personal or business account at any Co-op Bank branch countrywide.
No. ELA supports women individuals, women professionals and women groups as well.
Every woman is supported through all stages of growth — individual, professional, business owner or group member. Solutions created by women, for women: recognition, empowerment and partnership in success.
Download the Co-op Bank app from the App Store / Play Store, or visit any branch.
Visit any Co-op Bank branch and open a Salary or Business account.
