Mwanabiashara, usiuze hio hakuna, sema IKO BOSS

At Co-operative Bank, we believe in giving business owners the tools they need to thrive. Whether you’re stocking up, expanding, or securing trade deals, we’ve got flexible financing options designed just for you.

We Support Your Business Growth Through:

Working Capital Loans

Stock financing made easy for your day-to-day business needs.

Trade Finance

Secure credit for imports, exports & tenders.

Business Asset Finance

Trucks, equipment & tools to boost your sales.

Insurance Premium Financing

Secure your assets effortlessly and avoid disruptions.

Personal Business Loans

Tailored financing solutions for entrepreneurs.

Benefits of Banking with Us

Access up to Kes. 10M without documentation.

Working Capital Loans – Up to 75 years
Mortgage Financing – Up to 70 years

  • Import duty finance up to Kes. 10M
  • Get up to Kes. 10M unsecured upon approval
  • Need more for your business? Borrow Kes. 20M with cash security

Mobile Money (MPESA, Airtel), Sacco & Bank statements considered for loan assessment.

No need for security revaluation if last valuation was within 5 years.

Co-operative Bank & African Guarantee Fund (AGF) cover 50% of borrowing risks for business owners with tangible security.

Requirements for Opening an MSME Account

Sole Proprietorship

  • Certificate of Registration
  • National ID Card for the Proprietor
  • KRA Pin for the Proprietor
  • Kes. 1,000 Legal Search fees

Limited Liability Company

  • Certificate of Incorporation
  • Company Pin
  • Director’s Resolution to open an account with Co-op Bank
  • National ID Cards & KRA Pin copies of all signatories
  • Memorandum & Articles of Association (CR1, CR2, CR8 & latest CR12)
  • Kes. 1,000 Legal Search fees
  • Recently taken Passport Size Photo of each signatory
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