Pay school fees conveniently into the school’s account through MCo-opCash, M-Pesa PayBill 400222, or a Co-op Kwa Jirani Agent near you. Click here for details on HOW TO PAY FEES.

Need a LOAN FOR BACK TO SCHOOL? If your salary is paid through Co-opBank, you can apply for an instant Salary Advance of up to Kes 500,000 with a repayment period of up to 3 months. No forms, No calls, No security required.


To check how much you qualify for:

  • Dial *667# or open the MCo-opCash app and login with your MCo-opCash PIN
  • Select E-loans
  • Select Check Loan Limit


To apply for the loan:

  • Dial *667# or open the MCo-opCash app and login with your MCo-opCash PIN
  • Select E-loans
  • Select Apply Loan
  • Select Salary Loan
  • Select Loan Tenure (1, 2 or 3 months)
  • Enter Loan Amount
  • Accept T&Cs (Terms and Conditions)
  • The money will be deposited in your Mco-opCash wallet
Is your CHILD’S POCKET MONEY SAFE?

Get for them a Co-op Prepaid Card which they can use to shop at the school canteen. There’s no extra charge, it’s as good as paying cash.

  • The only amount which is deducted from the card is the cost of the item that the student is purchasing.
  • You can load the card from anywhere, anytime through Mpesa, Mco-opCash or at Co-op Kwa Jirani Agent.
  • In case the student needs cash e.g. for bus fare on school closing day, they can withdraw at the school canteen Co-op Kwa Jirani Agent, or any Co-op ATM outside the school.
  • You will receive an SMS every time the card is used, and you can print mini statements from the nearest Co-op ATM or Co-op Kwa Jirani Agent.
  • You don’t need to have a Co-op Account to apply for the card.
  • Visit your nearest Co-op Branch with a copy of your ID and KRA PIN, a copy of the student’s ID or passport photo.
Do BACK TO SCHOOL SHOPPING with your Co-op ATM card
There’s no extra charge, it’s as good as paying cash. You don’t need to withdraw cash at the ATM before you go shopping.
  • It’s a VISA Debit Card. You can use it to pay for shopping, fuel, meals, hotel accommodation, other goods and services wherever you see the VISA sign in Kenya and abroad.
  • To authorize payment you will enter the same ATM PIN you use to withdraw cash at the ATM. Nobody can use your card unless they have the PIN.
  • The only amount which is deducted from your account is the cost of the item which you are purchasing.

HOW TO PAY SCHOOL FEES

Through M-Pesa PayBill 400222

Send Money from MPESA to the School’s Co-op Account using PAYBILL 400222

  • Go to Lipa na Mpesa, Paybill option
  • Enter Business Number 400222
  • Account Number: Enter the school code followed by # followed by the student number/admission number.
    For example 1059#123456789 (with no spaces).
  • Click here to get your school code.
  • Enter the amount you want to pay.
  • Enter your M-Pesa PIN and confirm the transaction.
  • You will receive a confirmation SMS with the payment details.
Through MCo-opCash

Send money to the School’s Co-op Account through MCo-opCash
Dial *667# or open the MCo-opCash app and login with your MCo-opCash PIN

  • Select send money/transfer
  • Select Co-op account
  • Select other Co-op accounts
  • Select the account to transfer from
  • Select beneficiary type (account)
  • Enter the beneficiary’s account number
  • Enter the amount you want to pay
  • If using the app, Enter the reason for payment: student’s name or admission number
  • Confirm the transaction
  • You will receive a confirmation SMS
Send money to other local bank accounts using PESALINK on Mco-opCash

Dial *667# or open the MCo-opCash app and login with your MCo-opCash PIN

  • Select send money/transfer
  • Select to other/local banks
  • Select transfer type (Pesalink)
  • Select beneficiary type (account)
  • Select the Bank
  • Enter the Beneficiary’s account number
  • Enter the AMOUNT you want to pay
  • Select the account you want to transfer from
  • Confirm the transaction
  • You will receive a confirmation SMS
At a Co-op Kwa Jirani Agent

Deposit cash into the school’s Co-opBank account at your nearest Co-op Kwa Jirani agent FOR FREE! You will get a receipt showing the payment details.

All you need is:

  • The amount you want to pay
  • The school’s Co-op Bank account number
  • The student’s admission number
Through Money Transfer Solutions
You can also send school fees to other countries via some of the below money transfer solutions:
  • Instant cash
  • TransFast
  • WorldRemit
  • Western Union
  • MoneyGram
For more information Click here

For more information,
Call: 020-2776000, 0703027000,

WhatsApp: +254736690101,
Email: customerservice@co-opbank.co.ke