Whether you are shopping online, renewing your monthly subscriptions or ordering takeout, pay using your Co-op ATM card at NO extra cost. 

It is faster, safer and more convenient than cash.

Benefits of using your Co-op ATM card

1. Free transactions

Making payments using your Co-op ATM card is absolutely free!

2. It’s safe and convenient

The new chip and pin technology helps prevent card-related crime. Each card has a tiny chip embedded to make the card virtually impossible to copy. Not only is the chip and pin secure, it’s easy and fast to process which means shorter queuing at the till. No need to carry cash and small change to pay for your shopping at supermarkets and restaurants.  

If your card is lost or stolen, call Co-op Bank immediately to let us know. We will block the card and hence protect the money in your account as well as replace your card.


Paying for your purchases using your debit card is cheaper than withdrawing cash from the ATM, as you avoid the ATM withdrawal charges. You can pay for ANY amount using your Co-op Bank Visa Card and you will pay exactly the same amount you would have if you had used cash.

4. Track your spending

You get alerts on your mobile phone (if you have opted for them) every time you use your Co-op Bank Visa Card at a merchant. This allows you to see where you are spending your money in real-time and plan accordingly. Also, you can request for a bank statement to see every location you have used your Visa card for easy tracking of your spending, which makes it much easier to plan your budget.


  • DO NOT share your PIN
  • DO NOT write your PIN on the card or anywhere else
  • Keep your card safe at all times

Terms and Conditions apply!!

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Authorized financial services and registered credit provider. Co-operative Bank is Regulated by the Central Bank of Kenya.