Overview
Access up to KES 1.5 Million
This is a digital, unsecured working capital facility designed for Co-op Till merchants. It provides instant access to credit based on actual till transaction volumes, helping businesses meet their short-term working capital needs. The Co-op Till loan is conveniently accessed through the Co-op Bank App, YEA App, *667#, and Internet Banking.
Limits & pricing
*Subject to revision as per bank’s terms and conditions
Eligibility
To qualify for a Co-op Till Loan, you must:
Customer journey
Follow the steps below on *667# or the Co-op Bank App / YEA App.
Loan Application
Select Apply Loan
Select Co-op Till Loan
View Limits and Select Tenure
Enter Amount within the indicated limits
View amount applied and charges then select proceed
Accept Terms & Conditions
Access the disbursed amount in your transaction account
Select Apply Loan
Select Co-op Till Loan
View Limits and Select Tenure
Enter Amount within the indicated limits
View amount applied and charges then select proceed
Accept Terms & Conditions
Access the disbursed amount in your transaction account
Loan Repayment
Select Pay Loan
Select Full or Partial Loan Repayment
Select Account to Pay from (Either Account or M-Pesa)
Select Preferred Account to Pay from
Enter repayment amount in case of partial repayment
Proceed to complete the repayment
Select Pay Loan
Select Full or Partial Loan Repayment
Select Account to Pay from (Either Account or M-Pesa)
Select Preferred Account to Pay from
Enter repayment amount in case of partial repayment
Proceed to complete the repayment
Loan Application
On Home screen, select Apply Loan
View Loan Limit and Select Co-op Till Loan
Select Loan Period
Select Disbursement Account from the pulldown menu
Enter amount applied within the limit
View loan details, including charges and accept Terms & Conditions
Access the disbursed amount in your transaction account
On Home screen, select Apply Loan
View Loan Limit and Select Co-op Till Loan
Select Loan Period
Select Disbursement Account from the pulldown menu
Enter amount applied within the limit
View loan details, including charges and accept Terms & Conditions
Access the disbursed amount in your transaction account
Loan Repayment
On Home screen, select View Loan
Click View More
On existing Loans Page, click Repay Loan
Select Partial Payment or Full Payment
Choose account to debit: My Account or M-Pesa
Input Amount to Pay (Auto-filled if Clear Loan selected)
On Home screen, select View Loan
Click View More
On existing Loans Page, click Repay Loan
Select Partial Payment or Full Payment
Choose account to debit: My Account or M-Pesa
Input Amount to Pay (Auto-filled if Clear Loan selected)
Biashara stories
From paying suppliers to restocking your shelves and serving more customers - Co-op Till Loan grows with your business.
Access instant working capital through *667#, the Co-op Bank App, or YEA App with Co-op Till Loan